These plans are to be used as a guideline and are not an exhaustive list. Please check with your Private Medical Insurance Company to confirm cover.
If you have an Irish Life Health, Vhi or Laya Health insurance policy that includes medical cover abroad up to €/£55,000 we will offer you a discount on the principle that there is no point in paying for the same cover twice.
How it works?
If you avail of this discount, we can offer you significant discounts on our Annual Multi Trip and Single Trip policies for Insured Persons with VHI, Laya or Aviva Private Health Insurance policies. Your Private Health Insurance policy must include a minimum of €/£55,000 of inpatient medical cover abroad. Our Travel Insurance policy will provide the same benefits as on our standard policy, but it recognises that you already have cover on your Private Health Insurance policy for inpatient medical expenses abroad up to €/£55,000. Our Travel Insurance policy will top up the amount to the overseas medical expenses limit on your Private Health Insurance policy allowing you to save money on travel insurance premiums without sacrificing cover.
It is your responsibility to ensure that your Private Health Insurance policy covers you and all other travellers named on your Travel Insurance policy for a minimum of €/£55,000 of inpatient medical cover abroad.
Please note that not all Private Health Insurance Plans provide a minimum of €/£55,000 of inpatient medical cover abroad. Please check with your Private Health Insurance provider to ensure you have adequate cover to be eligible for this discount. You must ensure that your healthcare policy is valid and when you plan to take a trip you must ensure that your health insurance cover is in force up to and including your return date. All persons included on a travel insurance policy must also be covered by the healthcare policy.
If you cancel or fail to renew your Private Health Insurance policy, it is your responsibility to contact us as soon as is reasonably possible to update your Travel Insurance policy details and ensure you have sufficient cover.